HelpYourNGO - Livelihood - Vishwas-Sansthan

Vishwas Sansthan

Sector: Livelihood
Sub Sector: Microfinance
Tax Deduction: 50% u/s 80G of The Income Tax Act, 1961
FCRA:

UN Sustainable Development Goals:
NGO LogoNGO Logo

% Spent on Beneficiaries

90%
HelpYourNGO USP: Our Research Team studies the NGO's financials to arrive at ratios, variances and the % spent on beneficiaries. This % is the proportion of direct program expenses to total expenditure for the latest financial year, indicating the total direct spend on beneficiaries.

Year of Establishment : 1999
Registered Address : 3254, Bhagwant Kaur Colony, Canal Road, Rae Bareli 229001, Uttar Pradesh
Presence : Uttar Pradesh
Website : https://www.vishwasngo.org
Email : vishwasngo@gmail.com
Telephone : +91 535 2202345
Donor Contact : Mr. Bipin Bajpai / +91 9415090705 / bipinbajpai1@gmail.com
Registered Under : The Societies Registration Act, 1860
Auditor : VSM & Company
Bankers : Bank of Baroda, State Bank of India, Punjab National Bank, UCO Bank, IDBI Bank, OBC Bank
Trustees/Directors/Managing Committee: : Ms. Rekha Singh - President, Mr. Krishna Kumar - Vice President, Mr. Bipin Bajpai - Secretary & M.D., Mr. Rajesh Kumar - Treasurer , Ms. Apeksha Singh - Member, Mr. Varun Dixit - Member, Ms. Vineeta - Member

Vishwas’s broad strategic approach to address unemployment, poverty and health issues involves the following:

  • Augment community capacity through promoting capable people’s institutions
  • Focus on women and children to enable them to safeguard their rights and interests
  • Build a cadre of grassroot business service providers and health workers on a self-reliant basis

Their interventions are as follows:

  • Promotion of SHGs: Vishwas promotes and strengthens women’s institutions around saving and credit activity, which in turn provides women with the opportunity to share, participate and raise issues concerning their lives. SHG sees these institutions as micro institutions for micro planning on development issues contributing towards the development of individuals and society.
  • Livelihood: Vishwas lays importance on the transition of SHGs to livelihood promoting institutions that benefit the poor and underprivileged. It provides groups with business planning, technical and managerial skills to achieve this objective. It has experimented with providing complementary skills to group members. Vishwas has been involved with implementing NABARD’s ‘Mature SHG to Livelihood’ pilot program. State bankers and district managers have been exposed to Vishwas-promoted SHGs to learn SHG assessment and financial linkage processes. Vishwas has co-ordinated exposure visits on SHGs and livelihood linkage projects for over 150 bankers.
  • Health: The organization focuses on the integration of health and livelihood, especially in the neglected areas of women’s and children’s health. They believe that community-managed health systems will deliver required health solutions and look to build SHGs around health issues to provide women access to health care services.
FY 2013 (₹) FY 2014 (₹) FY 2015 (₹)
Income
Government Sources 2,403,351 27,658,186 2,971,454
Foreign Sources - - 175,800
Institutional Sources 3,161,000 1,887,691 -
General Donations 778,963 1,135,830 1,205,477
Sales/Fees 65,500 77,000 49,509
Interest/Dividend 97,606 44,288 79,567
Other Income - - 547,640
Total Income (A) 6,506,420 30,802,995 5,029,447
 
Expenditure
Direct Program Activities 4,645,702 29,516,010 3,122,385
Program Staff Cost 360,000 497,500 48,766
Travel Expenses 49,315 96,639 16,348
Direct Program Expenses 5,005,702 30,013,510 3,171,151
Fund Raising Expenses - - -
General Staff Cost - - -
Overhead Expenses 1,204,395 132,541 155,653
Depreciation 102,178 108,099 196,126
Other Expenses/Transfers - - 628,973
Total Expenditure (B) 6,361,590 30,350,789 4,168,250
 
Surplus / Deficit (A-B) 144,830 452,206 861,197
Assets
Fixed Assets 2,538,079 2,535,120 2,884,584
Current Assets 1,378,800 3,321,776 1,755,916
Cash And Bank 939,030 1,843,859 360,630
Total Current Assets 4,855,909 7,700,755 5,001,130
Investments 600,000 - 1,391,679
Accumulated Deficits - - -
Total Assets 5,455,909 7,700,755 6,392,809
 
Liabilities
Trust Corpus - - -
General Funds 1,834,172 2,286,379 3,143,068
Earmarked Funds 1,231,047 1,849,688 1,369,180
Unutilized Grants - - -
Total 3,065,219 4,136,067 4,512,248
Loans 348,455 1,019,205 1,810,321
Loans (From Members) - - -
Current Liabilities 2,042,235 2,545,484 70,240
Other Liabilities - - -
Total Liabilities 5,455,909 7,700,755 6,392,809
1) Government Sources mainly include Rs24 lakhs from ONGC in FY13 and Rs13 lakhs from NABARD in FY15. In FY15, Donation of Vehicle (Rs4 lakhs) from State Bank of India and Transfer from Revolving Fund (Rs5 lakhs) clubbed under Government Sources.
2) Receivables written back shown under Other Income.
3) In FY14, significant rise in Total Income is due to grant of Rs235 lakhs from the State Bank of India for a Solar light Project, which also accounts for 80% of the Total Expenses.
4) Balances written off shown under Other Expenses/Transfers.
FY 2013 FY 2014 FY 2015
Beneficiary Details
Direct Beneficiaries (nos.) 2,500 4,634 -
Indirect Beneficiaries (nos.) 7,000 9,900 -
Average Cost per Direct Beneficiary (₹) - - -
Staff Details
No. of Staff 56 67 -
Number of Consultants 3 - -
Number Of Volunteers 2,500 - -
Total 2,559 67 -
Highest Paid Full-Time Staff (₹ p.a.) 201,600 276,000 -
Lowest Paid Full-Time Staff (₹ p.a.) 46,800 54,000 -
NGO Name Sector Sub Sector Location % Spent on Beneficiaries Income (₹) Expense (₹)
Kherwadi Social Welfare Association (Yuva Parivartan) Livelihood Vocational Training Maharashtra 95 163,087,824 162,476,171
arr4
Sita Devi Foundation Livelihood Financial Inclusion Delhi 91 1,357,079 1,343,079
arr2
Sita Devi Foundation Livelihood Financial Inclusion Delhi 91 1,357,079 1,343,079
arr2
Vishwas Sansthan Livelihood Microfinance Uttar Pradesh 90 5,029,447 4,168,250
Aai Caretaker Livelihood Vocational Training Maharashtra 88 188,618,617 186,741,848
ETASHA Society Livelihood Vocational Training Delhi 80 37,693,394 55,052,696
arr3


Look for NGOs working in your preferred State