HelpYourNGO

HelpYourNGO

CARD Trust

Sector
Livelihood
Sub Sector
Skill Development
Tax Deduction
50% u/s 80G of The Income Tax Act, 1961
FCRA

% Spent on Beneficiaries

78%

HelpYourNGO USP: Our Research Team studies the NGO's financials to arrive at ratios, variances and the % spent on beneficiaries. This % is the proportion of direct program expenses to total expenditure for the latest financial year, indicating the total direct spend on beneficiaries.

NGO Details

Year of Establishment : 2004
Registered Address : 3/1, Kalvi Ulagam, K. K. Road, Villupuram 605602, Tamil Nadu
Website : https://www.cardtrust.org
Email : md@cardtrust.org
Telephone : +91 4146 225646
Donor Contact : Mr. Balamurali (Managing Trustee) / +91 9994115585 / cardtrust.murali@gmail.com
Registered Under : The Indian Trust Act, 1882
Auditor : G. C. Daga & Co.
Bankers : Corporation Bank
Trustees/Directors/Managing Committee : Mr. V. Balamurali, Managing Trustee , Ms. B. Uma, Trustee , Ms. P. A. Malaiarasi, Trustee , Ms. S. Vasuki, Trustee , Ms. Anjalaidevi, Trustee

Programs

Their programmes in 2013-2014 were as follows:

  • Free Tailoring Training for SHGs: The organisation conducted a tailoring training programme for members of the SHGs which was attended by 35 to 40 women in two batches. Embroidery, saree printing, fashion jewellery making were also taught.
  • Computer Training Programme: CARD Trust organised a basic computer training programme for tribal girl children aged 13-20 years. 176 children attended the course and were employed in printing stores, Desk Top Publishing Centres, Super Markets in and around Kallakurichi, Sankarapuram and Chinna Salem.
  • Non-woven bag making training: This is a one week training course for helping women get basic knowledge on receiving orders, cutting, stitching, printing, screen printing, and colour mixing. This was attended by 45 women from various Village SHGs.
  • World Women’s Day Celebration: In 2014, the topic chosen for Women’s Day Celebration was ‘Women in Governance of Panchayat’. Feminist Ms. Shanthi from Vellore attended the event and gave a speech on importance of women rights and equality.
  • Blood Donation Camp: Like every year, CARD Trust conducted a blood donation camp in FY14 at State Bank of Tiruvakur in Vilupuram. Street plays were organised at Villupuram to educate public on the importance of donating blood.
  • NABARD Farmer’s Club Formation: To help rural farmers learn new agricultural techniques, CARD Trust in association with NABARD formed Farmer’s Clubs in Cuddalore, Vilupuram and Tiruvannamalai Districts. In FY14, four Farmer’s Clubs were formed in Tiruvannamalai District of Vandavasi Taluk.

Financials

Income & Expenditure Statement
FY 2012 (₹) FY 2013 (₹) FY 2014 (₹)
Income
Government Sources - - -
Foreign Sources - - -
Institutional Sources 139,950 212,350 8,400
General Donations 188,725 181,850 496,180
Sales/Fees 48,042 117,842 264,200
Interest/Dividend 151 103 55
Other Income - - -
Total Income (A) 376,868 512,145 768,835
Expenditure
Direct Program Activities 404,783 402,256 476,716
Program Staff Cost 30,000 30,000 36,000
Travel Expenses 17,820 19,602 50,250
Direct Program Expenses 434,783 432,256 512,716
Fund Raising Expenses - - -
General Staff Cost - - -
Overhead Expenses 104,382 102,275 133,431
Depreciation 34,940 27,989 22,861
Other Expenses/Transfers - - -
Total Expenditure (B) 591,925 582,122 719,258
 
Surplus / Deficit (A-B) -215,057 -69,977 49,577
Balance Sheet
FY 2012 (₹) FY 2013 (₹) FY 2014 (₹)
Assets
Fixed Assets 185,237 157,246 163,034
Current Assets 46,499 71,501 42,500
Cash And Bank 3,256 15,652 5,490
Total Current Assets 234,992 244,399 211,024
Investments - - -
Accumulated Deficits 104,424 174,401 -
Total Assets 339,416 418,800 211,024
Liabilities
Trust Corpus - - -
General Funds - - 104,424
Earmarked Funds 99,800 99,800 99,800
Unutilized Grants - - -
Total 99,800 99,800 204,224
Loans 239,616 319,000 6,800
Loans (From Members) - - -
Current Liabilities - - -
Other Liabilities - - -
Total Liabilities 339,416 418,800 211,024

Additional Information

FY 2012 (₹) FY 2013 (₹) FY 2014 (₹)
Beneficiary Details
Direct Beneficiaries (nos.) 630 630 740
Indirect Beneficiaries (nos.) - - 1,030
Average Cost per Direct Beneficiary (₹) - - -
Staff Details
No. of Staff 11 17 11
Number of Consultants - - -
Number Of Volunteers - - -
Total 11 17 11
Highest Paid Full-Time Staff (₹ p.a.) 86,400 102,000 204,000
Lowest Paid Full-Time Staff (₹ p.a.) 42,000 54,000 42,000

Financial Overview:
Income and Expenses

Peer Comparison

NGO Name Sector Sub Sector Location % Spent on Beneficiaries Income (₹) Expense (₹) FY
Rural Human Development Centre (RHDC) Livelihood Self Help Groups - Women Punjab 99 247,082 242,708 2013
AROHA Multipurpose Society Livelihood Self Help Groups - Women Maharashtra 99 1,317,812 1,288,168 2014
United Artists' Association Livelihood Community Development Orissa 99 16,173,469 15,919,916 2014
Gramin Evam Samajik Vikas Sansthan (GSVS) Livelihood Skill Development Rajasthan 99 39,974,347 39,466,936 2021
Janmitram Kalyan Samiti Livelihood Agriculture Chhattisgarh 99 17,539,883 18,920,699 2013
CARD Trust Livelihood Skill Development Tamil Nadu 78 768,835 719,258 2014