Summary
Community Development Society
 
Livelihood
Microfinance
Estd: 1985
Used for Beneficiaries: 77%
Address : Vikas Bhavan, Koradi Road, Mankapur, Nagpur 440030. Maharashtra
Email :  comdesoc_ngp@yahoo.co.in
Web-site : www.cdsindia.co.in
Telephone : +91 712 2584660
Donor Contact : Mr. P. Y. Singh / +91 9422147234 / comdesoc_ngp@sancharnet.in
Financial Score
Rs, Y/E March 31
Income & Expenditure Statement201320142015
Income From
Government Sources000
Institutional Sources000
Foreign Sources633,820139,947360,413
Donations82,48095,626530,610
Sales/Fees1,507,0401,367,246891,094
Interest/Dividend237,557452,541131,274
Other Income004,050
Total Income (A)2,460,8972,055,3601,917,441
Expenses For
Direct Programme Activities710,532661,522643,432
Programme Staff Cost2,343,3742,272,2151,867,468
Travel Expenses14,48611,6044,507
Direct Programme Expenses3,068,3922,945,3412,515,407
Fund Raising Expenses000
General Staff Cost000
Overhead Expenses711,656676,137437,266
Depreciation344,083324,602325,000
Other Expenses/Transfer30,00000
Total Expenditure (B)4,154,1313,946,0803,277,673
Surplus / (Deficit) (A-B)-1,693,234-1,890,720-1,360,232
Balance Sheet201320142015
Assets
Fixed Assets7,847,5627,531,8607,299,160
Current Assets (excl. Cash)10,585,3034,840,1214,759,837
Cash/Bank 910,038608,471825,878
Investments2,825,3262,936,6112,050,296
Accumulated Deficits9,700,38711,591,10812,951,340
Total Assets31,868,61627,508,17027,886,510
Liabilities
Corpus / Share Capital12,805,99512,805,99512,805,995
General Funds000
Earmarked Funds18,562,62113,482,17513,290,515
Loans000
Current Liabilities500,0001,220,0001,790,000
Total Liabilities31,868,61627,508,17027,886,510
Other Details201320142015
Direct Beneficiaries (Nos)1,560820372
Indirect Beneficiaries (Nos)6,2403,2802,690
Cost Per Direct Beneficiary (Rs) - Actual8001,2511,323
Number of Staff5415
Highest Salary (Rs p.a.)211,488158,640160,000
Lowest Salary (Rs p.a.)84,00096,000100,000
Regd. under : The Bombay Public Trust Act, 1950
Auditor : Lancy Dsouza & Co.
Bankers : State Bank of India

Donor tax benefits : 80G 50%
Eligible for foreign donations : Yes

Trustees/Directors/Managing Committee:
Rev. P. Y. Singh, Secretary & Exec Director Rev. P. Nitnaware, President
Mr. D. Gawai, Vice-President Mr. Anil Singh, Executive Director/Treasurer
Adv. G. D. Sule, Member Mr. R. S. Dandekar, Member
Mr. P. S. Hiwale, Member Mr. Ajay Ramteke, Member

Source : Audit Report 2015

Financial Note : 1) Grants from Opportunity International, Australia shown under Foreign Sources. 2) Sales/Fees mainly include Guest House Income, Shop Rent, Project Receipts, and Processing Charges. 3) The NGO has reported deficits for the past four years, ranging from Rs11 lakhs to Rs19 lakhs. This has led to increase in the Accumulated Deficits balance to Rs129 lakhs in FY15. 4) The NGO has written off Rs102 lakhs as Bad Debts (Rs51 lakhs in FY13 and Rs51 lakhs in FY14). This has led to an erosion in Earmarked Funds from Rs237 lakhs in FY12 to Rs133 lakhs in FY15.

NGO Profile :
Community Development Society (CDS) seeks to alleviate poverty and empower the marginalised families in and around Nagpur. It aims to provide sustainable livelihood by providing micro loans and basic business training to the needy, especially to aspiring women candidates and members of Self Help Groups set up by CDS. CDS also provides community based support like healthcare services and pre-primary education through Balwadis. It focusses on the holistic transformation of poor people through self-employment, vocational training and guidance, health awareness camps and women empowerment.

Major Programs:

  • Community Health/Immunization/HIV/AIDS Awareness: CDS reaches out to the needy communities in urban and rural slums in Maharashtra through its branches. They conduct health awareness campaigns and provide medicines and vaccines free of cost. The necessity of this comes from the poor and under privileged communities in which they work.
  • Academic Education Program: As per the request of slum dwellers, English is used as the medium of instruction at kindergarten schools in urban and rural slums.
  • Entrepreneurship Training: Start up and development skills are taught to Self-Help Group members so that they may sustain their businesses. The organisation also provides consultations for those women who may be facing problems in running their own businesses. Vocational training is given to potential clients for starting or expanding small businesses. CDS offers career and vocational guidance to high school and college students and organises Leadership Training Camps for them.
  • Investments in Microfinance: CDS arranges loans for women in Self-Help Groups. Most members repay their loans and run small businesses profitably. CDS encourages these members to put money aside in savings at higher interest rates to keep micro finance activities operational. Through its micro sized loans CDS has touched and transformed the lives of about 1,81,000 individuals across several districts of Maharashtra since 1985.
  • Agriculture Experiment Program: CDS conducts social awareness programs in villages, targeting small land owners in Nagpur and Amravati district. CDS provides guidance, consultation and small loans to buy fertilisers, seeds, cows, goats and buffaloes to enable them to do a side business. Some generous donors give grants to buy tractors and farm equipment.